Crime Prevention Tips for Seniors | By Jordan Frankel

As we grow older, planning for financial stability and health becomes a primary focus. However, many senior citizens overlook a critical aspect of their well-being: personal safety and crime prevention. From financial scams to physical abuse, seniors often face heightened risks. These crimes exploit vulnerabilities, targeting individuals who may be more trusting or physically less able to defend themselves. The following crime prevention tips for senior citizens, shared by security expert and senior advocate Jordan Frankel, will help protect against these threats and foster peace of mind.

Understanding Financial Crimes Against Seniors

According to the National Council on Aging, one in ten seniors over 60 experiences some form of elder abuse, with financial crimes making up a significant portion of these offenses. MetLife Mature Market Institute estimates that senior citizens lose over $2.9 billion annually to financial scams. Alarmingly, a United States Senate Special Committee on Aging report revealed that telemarketing scams alone accounted for over $40 billion stolen from seniors.

Financial criminals often rely on sophisticated schemes to deceive their victims. From professional-looking business cards to fake uniforms, they create a veneer of legitimacy to gain trust. These tactics make it challenging for victims to recognize they are being scammed until it’s too late. This underscores the importance of following these crime prevention tips for seniors.

Common Phone Scams Targeting Senior Citizens

Phone scams are among the most prevalent crimes targeting seniors. A common scheme involves callers posing as company representatives who claim the victim is owed a reimbursement from a class-action lawsuit. The caller requests credit card information to process the refund. Once the scammer gains access, they may call again, claiming the initial card didn’t work, and ask for additional details.

These scams often originate from overseas, complicating law enforcement’s ability to apprehend the perpetrators. Other variations include threats about unpaid taxes, overdue payments, or fraudulent Social Security claims. The goal is always the same: to exploit the victim’s trust and steal their money or identity.

Dishonest Contractors Preying on Seniors

Unscrupulous contractors often target seniors, exploiting their trust or cognitive impairments. These individuals overcharge for simple jobs, offer unnecessary services, or fail to complete agreed-upon work. Seniors may only realize they’ve been scammed after consulting with family or friends, but by then, recovering their money becomes nearly impossible.

Crime Prevention Tips for Seniors

Reducing the risk of falling victim to financial scams and other crimes requires vigilance and proactive measures. Here are some essential crime prevention tips for seniors:

• Verify Contractors: Always request a contractor’s license and check their credentials through state licensing agencies or the Better Business Bureau. Online reviews on platforms like Yelp can also provide insights into their reputation.
• Avoid Door-to-Door Solicitors: Scammers posing as salespeople or charity representatives often target seniors. Keep your door locked, and never engage with unknown solicitors. If someone persists, call 911. For added security, install a security door brace to prevent forced entry.
• Research Costs: Before agreeing to any service, research typical pricing. Seek multiple quotes and consult trusted friends or family for advice.
• Guard Financial Information: Never share credit card details, bank account numbers, or passwords with unknown callers or unsolicited emails. If contacted by someone requesting this information, assume it’s a scam.

Addressing Elder Abuse and Harassment

Seniors who rely on caregivers or family members for assistance can also face the risk of abuse or harassment. This is especially true for individuals with cognitive impairments or physical disabilities. Abuse can range from verbal threats to physical harm or financial exploitation.

If you feel threatened or harmed by anyone, whether a family member, neighbor, or caregiver, report it immediately to the police. Document any evidence and insist on action. If the abuse stems from an agency caregiver, request a replacement and file a formal complaint with the agency.

Enhancing Home Security for Senior Citizens

A secure home is a critical component of personal safety for seniors. Criminals often target homes that appear vulnerable. Implementing these home security measures can help reduce risk:

• Secure Windows and Doors: Entry points like windows and doors are the most common targets for intruders. Install security-grade window film like BurglarGARD on windows and sliding glass doors to prevent break-ins. As mentioned earlier, reinforce entry doors with a security door brace like the OnGARD, which can withstand over 1,700 pounds of force. To see the OnGARD in action, watch this video demonstration.
• Install Outdoor Lighting: Motion-activated security lights with bright LED bulbs deter criminals by startling and exposing them. These lights also serve as an early warning system for residents.
• Invest in a Security System: Home alarms and surveillance systems can deter criminals and alert you to potential threats. Look for features like a loud siren, remote panic buttons, and cellular connectivity to ensure functionality during power outages. Wireless surveillance systems with cameras and DVR capabilities allow you to monitor your home in real time.

Using Technology to Stay Safe

Technology can play a vital role in crime prevention for seniors. Wireless home security systems offer features like live video feeds, motion alerts, and remote monitoring. Many systems are affordable and easy to install, making them accessible to older adults.

Additionally, consider carrying a personal safety device, such as a medical alert system. These devices can summon help in an emergency, whether you’ve fallen or feel threatened by an intruder.

Practical Safety Tips for Everyday Life

Beyond home security, seniors should adopt safe habits in their daily lives to reduce risks:

• Always lock doors and windows, even when you’re home.
• Avoid opening the door to strangers, including delivery workers or law enforcement, without verifying their identity.
• Keep your garage door closed and locked at all times.
• Ensure your alarm system is activated whenever you leave or go to bed.
• When out in public, park in well-lit areas and remain aware of your surroundings.
• Avoid isolated areas, especially at night, and report any suspicious activity to the police.

Stay Informed and Vigilant

Of all the crime prevention tips for seniors, this is one of the most important. Knowledge is one of the best defenses against crime. Stay informed about common scams and local crime trends by following trusted news sources or signing up for community alerts. Share this information with friends and family to help protect others in your network.

Enjoy Peace of Mind with These Crime Prevention Tips for Seniors

Aging brings unique challenges, but it doesn’t have to mean living in fear. By implementing these security tips for senior citizens, you can protect yourself from financial scams, abuse, and other threats. Stay vigilant, prioritize your safety, and enjoy your golden years with confidence and peace of mind.